Take the guesswork out of buying a property.

Leading Property PICCA Score App

This Property Investment Cashflow Credit Analyser is a practical calculator providing a cashflow and credit guide analysis that encapsulates both the cashflow and the credit performance based on a set of values assigned to an investment property. How much is your investment property really costing you? Use the PICCA App to qualify your purchase price and borrowing capacity.

Calculate your score

Negative Gearing Tax Calculator

PICCA Score App

Input Guidelines

  • 1. Select Property Type from options

    1. Select Property Type from options

  • 2. Enter Property Details enter fields

    2. Enter Property Details enter fields

  • 3. Enter Loan Details<br />enter fields

    3. Enter Loan Details
    enter fields

  • 4. Enter Annual Income enter income fields

    4. Enter Annual Income enter income fields

Property Type

Property Type

The property type impacts your cashflow analysis eg; No Body Corporate fees apply for houses. Select the property type to start your property investment cashflow and credit analysis.

Property Details

Select appropriate option

Automated Property Valuation

Request the APV that empowers you to determine an accurate buying price by drawing on the property profile, its selling history, and location insights with local market data. We can also provide you with other key property performance reports.

Total borrowing solutions

Setting up the right loan is crucial for managing cashflows. We can help with a personalised loan structuring strategy that is vital for your property investment performance success.

Loan Details

Enter a value of zero if no loan required
Loan Type:
The loan type will impact on your cashflows and tax benefits.
Loan Term: 30
Interest rate adjustment indicator: 300%
The interest default rate can be adjusted. Changes will impact on your cashflows and tax benefits
Monthly Payment
Annual Interest Amount
Annual Principal Payment
Total Annual Loan Payment

What’s your number?

Let the numbers guide you. This intuitive analyser provides you with a cashflow and credit risk rating scale score from 1 to 50. Find out your personal PICCA Score that steers your property investment in the right direction.

Your Income Details

Title Share Split: 50/50
Your cashflow and tax benefits are linked to your property ownership title share.

Disclaimer: Using the Property Investment Cashflow and Credit Analyser is easy. Follow these four simple steps to bring your analysis to life. Always remember that the results of the analyser are a guide and indicative only and general in nature and are not intended to constitute legal, financial, credit, and personal taxation advice. The results are derived and prepared without taking into consideration your financial objectives, your financial circumstances, or your financial needs. You should seek relevant advice from a legal, accounting, credit, and financial professional and consider the advice in the context of your own financial circumstances and financial objectives before undertaking such recommendations. The bottom line… simply, to discuss it further with a professional before you borrow money for investment purposes. Need more information to decipher the PICCA results? We are here to help. Simply contact us for an obligation-free discussion.

Buying an Investment Property?

Let us show you an easier way…

The PICCA Score App gives you a guided solution.

Take the guesswork out of buying a property.
  • The PICCA Score App captures the cashflow and credit risk trend.
  • Help you to pin point your new investment property price entry point.
  • You can also check on the progress of your current investment property.
  • You can analyse cashflow performance based on two property owners.
  • Help you decipher the purchasing costs based on the property price.
  • See the cost difference of an interest only V principle and interest loan.
  • See how taxation may help or hinder your investment property strategy.
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